Frequently Asked Questions (FAQs)- GPF/NPS
Q:- What is the Office of the Controller of Accounts, Odisha?▼
A:-The office was established in 1991 (vide FD Resolution No. 45220/F dated 06.12.91) and became a separate Head of Department in 1994. It is primarily responsible for:
• Maintenance of GPF accounts
• Authorization of final GPF withdrawal for retired/deceased employees
• Authorization of pensionary benefits for employees of Aided Educational Institutions
• Administration of pension funds for Sambalpur and Berhampur Universities
Q:-Who are the GPF subscribers under this office?▼
A:-Employees of Aided Educational Institutions of Odisha including Primary, Middle, Secondary Schools, Colleges.
Q:-When does a Government servant become eligible for GPF membership? ▼
A:-1. After completing six months of regular service
2. Provided there is likelihood of continued Government service
Q:-How often can a subscriber change the GPF contribution amount? ▼
A:-1. Enhance: Up to two times in a financial year
2. Reduce: Only once in a financial year
Q:-What are the limits for GPF contribution? ▼
A:- The total subscription (including arrears and interest) should not exceed Rs 5,00,000 per financial year.If the contribution exceeds this limit, further deductions must stop, and the minimum 6% subscription requirement is deemed relaxed.
Q:-When can subscription to GPF be stopped? ▼
A:-Four months prior to the date of superannuation.
Q:-Can the Controller of Accounts sanction Part-Final Withdrawals or Non-Refundable Advances? ▼
A:-No. These are to be sanctioned by the Drawing and Disbursing Officer (DDO) and competent authorities.
Q:- Do subscribers need to visit the CAO office for final GPF withdrawal?▼
A:-No. They should approach the concerned DDO mentioned in the intimation letter.
Q:-How is interest calculated on GPF contributions? ▼
A:-Interest is calculated from the month following recovery and credited annually at the end of the financial year.
Q:-What is the current rate of GPF interest? ▼
A:-From 2016 - 17 onwards, rates are declared quarterly by the Government of India and adopted by the State Government. Recent years show a rate of 7.1% per quarter (from 2020 - 21 to 2024 - 25).
Q:- Up to what date is interest allowed in final GPF payments?▼
A:-Interest is allowed:
• Till the month preceding the date of signing of authority by the Controller of Accounts office, if signed before the 15th
• Till the end of the month, if signed on or after the 15th
Q:-How can I access my GPF account slip online? ▼
A:-Visit https://www.odishatreasury.gov.in or https://caodisha.nic.in, go to the GPF Queries section, and follow these steps:
• Enter Series (e.g., PS, MS), Account Number, Registered Mobile Number, and Financial Year
• Generate OTP and use it to download the PDF slip
Q:-What should I do if I can't download my GPF slip online or don't receive SMS alerts? ▼
A:-Contact Controller Of Accounts, Odisha through:
• Phone: 0674-2394293 / Mobile: 8763030123 (10 AM - 5 PM on working days)
• Email: caoorissa@rediffmail.com
Q:- What should I do in case of missing credits in my GPF account?▼
A:-Submit a representation through your DDO with:
• Details of the missing month(s).
• Name of DDO, Treasury, Challan No., Date, Bill Copy, and Schedule.
Q:-What if my date of birth or name is incorrect in the GPF database? ▼
A:-Forward valid documentary proof (e.g., Service Book first page) through your DDO to the CAO office.
Q:-Is the GPF account slip balance the same as the final payment balance? ▼
A:-Not necessarily. Final payment balance is subject to adjustment of missing credits/debits and rectifications.
Q:-What is the subscriber's responsibility regarding account accuracy? ▼
A:-Under Rule 36(2) of the Odisha GPF Rules, subscribers must report discrepancies within three months of receiving their account slip to avoid issues during final payment.
Q:-What is the rate of interest on GPF subscriptions?▼
GPF RATE OF INTEREST
| YEAR | MONTH | RATE (in %) | ||
|---|---|---|---|---|
| 1983-1984 | 9.5% | |||
| 1984-1985 | 10.0% | |||
| 1985-1986 | 10.5% | |||
| 1986-2000 | 12.0% | |||
| 2000-2001 | 11.0% | |||
| 2001-2002 | 9.5% | |||
| 2002-2003 | 9.0% | |||
| 2003-2011 | 8.0% | |||
| 2011-2012 | 04/2011-11/2011 | 8.0% | ||
| 2011-2012 | 12/2011-03/2012 | 8.6% | ||
| 2012-2013 | 8.8% | |||
| 2013-2014 | 8.7% | |||
| 2014-2015 | 8.7% | |||
| 2015-2016 | 8.7% | |||
| From 2016-17 onwards interest rates announced on quarterly basis | ||||
| Year | Apr-June Rate (in %) |
Jul-Sep Rate (in %) |
Oct-Dec Rate (in %) |
Jan-Mar Rate (in %) |
| 2016-17 | 8.1 | 8.1 | 8 | 8 |
| 2017-18 | 7.9 | 7.8 | 7.8 | 8 |
| 2018-19 | 7.6 | 7.6 | 8 | 8 |
| 2019-20 | 8 | 7.9 | 7.9 | 7.9 |
| 2020-21 | 7.1 | 7.1 | 7.1 | 7.1 |
| 2021-22 | 7.1 | 7.1 | 7.1 | 7.1 |
| 2022-23 | 7.1 | 7.1 | 7.1 | 7.1 |
| 2023-24 | 7.1 | 7.1 | 7.1 | 7.1 |
| 2024-25 | 7.1 | 7.1 | 7.1 | 7.1 |
| 2025-26 | 7.1 | |||
Q:-What are the different categories of subscribers to GPF maintained by the Office of the Controller of Accounts, Orissa? ▼
A:-Different series of GPF numbers are as follows:
1. PS
2. MS
3. CE
4. SE
5. SEA
6. SEB
7. SEC
8. SED
9. SEE
10. SEF
11. SEG
12. SEH
13. SEI
14. SEJ
15. SEK
16. SEL
17. SEM
18. SEN
19. SEO
20. SEP
21. SEQ
22. SER
23. SES
24. SET
25. SEU
26. SEV
27. SEW
28. SEX
29. SEY
30. SEZ
31. HS(SE)
32. HS(SE)M